Did you know? OIX enables members to expand existing identity services and serve adjacent markets. Members advance their market position through joint research and engaging in pilot projects to test real world use cases. Learn more ...



OIX: A Pragmatic Approach To Distributed Ledgers

Blockchain and other ‘crytpo-tech’ discussions are all the rage, and rightly so. Distributed ledgers, shared among all computers running the same protocol, present a very tempting solution to the problem of how to enable many parties using a multitude of different systems to deal with high volumes of items that need to be tracked individually or [...]

Using attribute exchange to gain customer trust and transform service delivery

The first principle of good on-line service design is to put the customer first. This can be quite straightforward when an organisation is in complete control of an online transaction. It becomes a lot more difficult when other organisations are involved. This is often the case in local government transactions where information about a customer's entitlement [...]

How to Reduce Fraud and Improve Online Safety through Identity Provider Signal Sharing

CIFAS (the UK fraud prevention service) estimate that over 60% of fraud is data driven identity crime, so there is enormous value to customers, service providers and identity providers in account takeover prevention. The Open Identity Exchange UK investigated how a ‘shared signals model’ might reduce fraud and improve online safety through a discovery project with [...]

Checking In on Existence Checks

We recently completed the OIX “Overseas Pensions” discovery project. The specific focus was on an “Existence Check” process, a face-to-face process to determine the recipient of pension payments is still living. Whilst there may be sensitivities around such checks, there is a real need to prevent fraudulent access to pension payments, both opportunistic and organised. The [...]