Richard is a Senior Policy Advisor for the FLA, specialising in fraud related issues within consumer credit, anti-money laundering and a number of other key issues for the consumer credit industry. He is also on the main Board and Editorial Board of the UK’s Joint Money Laundering Steering Group (JMLSG).

Richard has a first degree in Economics and Geography, an M/Phil in Management, Economics and Politics and a PhD in International Corporate Governance. He also has a professional qualification in Competition Policy.