Jonathan is an industry veteran who joined the Payment Systems Regulator in January 2021 as an expert advisor on payments processing, fraud prevention and identity management. He works closely with colleagues in policy development to support the PSR’s three statutory objectives of choice and availability for service users, competition, and innovation and development of payment methods.

He joined the PSR from the independent advisory company Mk2 Consulting which he founded and where he advised a wide range of clients including FS, telco, utilities, public sector and charities. His background in IT, product management and strategy for cybersecurity, telecoms and embedded systems (IoT) gives him a broad and deep appreciation of the challenges faced by businesses, including FinTech and Financial Services. He has advised on open banking, strong customer authentication, data protection, scheme a legal compliance and fraud prevention.